First home buyers
Looking to own your first home and don’t know where to start?
Why blow tens of thousands of dollars on rent, paying off someone else’s mortgage when it is a lot easier to own your own home than you may think.
- Did you know that in most cases it is cheaper to own your own home than pay rent?
- There are more Government grants and incentives to buy your first home.
- Did you know that you need as little as 5% (or less in some cases) to start your journey of securing your first home?
- There has never being a better time to buy than NOW…
Government Grants, Incentives and Resources
Here is what the federal and state governments provide:
- First Home Owners Grant (FHOG) – A $10,000 First Home Owner Grant (FHOG) is available when you buy or build your first new home. The FHOG is $20,000 for new homes built in regional Victoria, for contracts signed from 1 July 2017 to 30 June 2021.
- Land transfer stamp duty calculator – works out the land transfer duty (previously stamp duty) that applies when you buy a Victorian property.
- First Home Loan Deposit Scheme Government Initiative – The First Home Guarantee (FHBG) is part of the Home Guarantee Scheme, an Australian Government initiative to support eligible first home buyers purchase a home sooner.
- First Home Super Saver Scheme – The first home super saver (FHSS) scheme allows people to save money for their first home inside their super fund.
- Foreign Investment Review Board (FIRB) – None Residents living in Australia with working visas/ protection visas or Foreign Investor living overseas wanting to secure property purchase will usually need to apply for FIRB.
Don’t know where to start?
As a ‘One Stop Shop’ our team of affiliated experts will organise everything for you from start to finish seamlessly, taking all the hassle and stress out of the process to achieve your goals.
We can assist you by organising every single aspect of the process from start to finish in securing your home by:
Finding you the right property in the right area that is 100% turnkey completed at the right price with no hidden extras
Move-in ready – Landscaping, Fencing, Letterbox, Clothes Lines, Window furnishing – down to the light globes … just move right in!
Organise the finance to ensure that it is setup correctly with a smart mortgage from day one – enabling you to get rid of your home loan in less than half the time and not become stuck with a life sentence of a 30 year loan whilst getting ripped off by the banks with the wrong mortgage.
Refer you to a Solicitor/Conveyancing – if required to ensure and look after your best Interest
Paying off your home loan faster – The team will also show you how to pay off your home loan a lot quicker than the average 95% of people with a mortgage.
